definitely, The average yield on net loans decreased 21 basis points to 4.42% for the several weeks ended March31, 2014 up from 4.63% for the several weeks ended March31, 2013. The decrease in the average yield on net loans reflects lower rates on new and refinanced loans due to the present interest rate environment. prepayment penalties, Which are associated with interest income, larger to $4.1 million for the several weeks ended March31, 2014 such as $3.1 million for the ninety days ended March31, 2013.Interest income on other interest earning assets, taking out loans, matured by $3.1 million or 32.2%, so as to $12.7 million for the ninety days ended March31, 2014 by means of $9.6 million for the ninety days ended March31, 2013.

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