But before we get moving now, I have a few housekeeping services items to go over. The first is we will be conducting a Q session after the management giving presentations. we will have 2 roaming mics. doctor. Martin Luther master, quit, Integrationist tops, moves with Dr. Suell he.

possibly this could come as a surprise, Given that household finances in the two states have generally fared better than other country in recent years. But while there are fewer mortgages in New York and New Jersey entering realestate every month than nationally, More of them have been getting stuck in the act. That's because the two states use a judicial property process, Which generally requires that foreclosures go through a state court,

Did bring his own version of a stuffed teddy to the mayor of Fort Lee, Visiting him directly after his press discussion to offer his apologies and his sympathy. But it was a nice